Based in the heart of the London insurance market, 5SAH is dedicated exclusively to protecting the interests of policyholders. We provide the highest quality insurance advice and represent policyholders with complex, high-value coverage disputes with their insurers.


Unlike most specialist insurance lawyers, we only ever act for policyholders.

We are dedicated to solving complex problems simply and efficiently, ensuring the most
commercially successful outcomes for our clients. Our counsel, led by David Stern
founder of Settlement Counsel in 2000, are uniquely placed to navigate the
complexities of a range of commercial insurance disputes, with his extensive
experience acting for policyholders over the last 30 years.

Our clients include global multinationals, foreign and UK-based businesses of all sizes
and across all sectors that place their insurance in the London market.

Working closely with our clients’ foreign lawyers or solicitors, while liaising with
insurance brokers and ultimately the insurers’ financial decision-makers in the
London Market, our primary aim is to achieve a mutually acceptable, commercial
resolution to our clients’ disputes, quickly and cost-effectively. The insurance
industry is a highly sophisticated market and a detailed knowledge of the sector is

Having been at the forefront of the key developments at Lloyd’s of London, Equitas
and the London Companies Market, we are uniquely placed to navigate the
complexities, with our extensive experience acting for policyholders complemented
by invaluable insight gained in acting in some of the largest coverage disputes ever
settled or litigated.

Our services include:

  • Negotiation of confidential settlement agreements.
  • Acting as specialist counsel in mediations.
  • Assisting in litigation, as advisory Counsel or English legal expert witnesses.
  • Assisting in London Market discovery, including the taking of depositions.
  • Advising on schemes of arrangement and claim recoveries.
  • Insurance archaeology.

Instructing 5SAH

To speak with our experienced clerking team further about which barrister will best suit your case, please contact our clerking team.

View the clerking team